Terms of Use

What Roveno is

Roveno is an educational tool that estimates long-term financial outcomes based on the assumptions you enter. It is intended to help you explore and learn — nothing more.

Not financial advice

Roveno does not provide financial, investment, tax, legal, or accounting advice, and using it does not create any advisory or professional relationship. The projections it produces are illustrative estimates, not predictions or guarantees. Real outcomes depend on actual market performance, inflation, taxes, fees, and your personal circumstances, and will differ — sometimes significantly — from any projection shown. Always do your own research and consult a qualified professional before making financial decisions.

Your responsibilities

• You are responsible for the accuracy of the figures and assumptions you enter and for any decisions you make.
• Use the site only for lawful, personal, non-commercial purposes.
• Do not attempt to disrupt, overload, reverse-engineer, scrape at scale, or gain unauthorized access to the site or its systems.

Intellectual property

The Roveno name, the website, its design, and its underlying calculations are owned by us or our licensors and are protected by applicable laws. You may use the site for your own planning, but you may not copy, resell, or redistribute it without our permission. The results you generate from your own inputs are yours to use.

Availability and changes

The site is provided on an “as is” and “as available” basis. We may change, suspend, or discontinue any part of it at any time, and we may update these terms from time to time. When we do, we will revise the “Last updated” date above; continued use after a change means you accept the updated terms.

Disclaimer of warranties

To the fullest extent permitted by law, Roveno is provided without warranties of any kind, whether express or implied, including any implied warranties of accuracy, merchantability, or fitness for a particular purpose. We do not warrant that the calculations are free of errors or that the site will be uninterrupted or secure.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any loss or damage — including financial loss — arising from your use of, or reliance on, the site or its projections. You use Roveno at your own discretion and risk.

Privacy

Our handling of data is described in our Privacy Policy, which forms part of these terms.